Health insurance is undeniably complicated. This guide to insurance cost sharing will help you understand how much your insurance company pays for care and how much you pay.

World traveler, community activist, millennial mom and passionate papercrafter. Keiren O’Donnell Dunfee, Senior Graphic Designer for national employee benefits broker Corporate Synergies, is an accomplished artist with a flair for turning ordinary projects into artistic endeavors that have won national awards.