BENEFITS 101
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BENEFITS 101

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Benefits & Health Insurance 101

Make sure your healthcare claims are accepted and covered according to your plan | HealthDiscovery.org
A stethoscope sits on top of a paper explanation of benefits form.| HealthDiscovery.org
An explanation of benefits form or EOB, is not a bill. This form is sent by your health insurance provider to explain how they have processed a claim.
For any age or life event, know how to make smart health benefit choices | HealthDiscovery.org
Understand how life events may affect your health benefit needs and choices, whether getting married, having a baby or something else.
Key to controlling your health costs is understanding how to read your medical bill | HealthDiscovery.org
A big step in controlling your health costs is understanding how to read your medical bill. Be sure to review each bill for errors or unexpected charges.
Most Full-Time Employees Will Receive Tax Forms 1095-B, 1095-C or Both. This is why. | HealthDiscovery.org
If you are a full-time employee and/or enrolled in employer’s health plan, you’ll likely receive tax form 1095-B, 1095-C or both. they provide key information about your health coverage.
Don’t forget to use your flexible spending account funds for eligible expenses this year | HealthDiscovery.org
Remember to use your flexible spending account dollars before year’s end, or you will have to forfeit most or all of those funds.
If you need a major medical procedure, comparison shopping can help you save money | HealthDiscovery.org
As with any major purchase, comparison shopping can help you find and choose the most cost-effective option, even with health care.
Use free COVID-19 tests if you develop symptoms and help prevent spreading the virus | HealthDiscovery.org
If you participate in a health plan, your free COVID-19 tests will be paid for directly by insurance, or you will be reimbursed later for the cost.
Look Inward to Better Understand Thoughts, Feelings and the 6 Dimensions of Emotional Well-Being | HealthDiscovery.org
Take a journey to explore yourself: Self-Awareness, self-acceptance, self-care and more are all essential dimensions of emotional well-being. Consider how and why certain situations prompt feelings to develop greater resilience.
Employee assistance programs can help support workers during times of crisis or hardship | HealthDiscovery.org
Many employers offer employee assistance programs (EAPs) that can help support employees and connect them with important resources when facing a crisis.
Improving well-being through diet, exercise and reduced risk factors can help lower healthcare costs | HealthDiscovery.org
Making changes to your lifestyle can help prevent or lessen the severity of health issues, which may result in fewer health expenses and improved well-being.
Moving to an HDHP can mean saving on healthcare if you use it right | HealthDiscovery.org
People are increasingly moving to an HDHP, or high-deductible health plan, with a health savings account (HSA) as a better way to maximize their healthcare dollars.
Spend less scratch on your scripts. Here are ways to pay less for prescriptions | HealthDiscovery.org
Even with insurance, medication can be expensive. Without insurance, many are at risk of foregoing important medicine all together. Don’t skip doses; Find ways to pay less for prescriptions instead.

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