BENEFITS 101
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BENEFITS 101

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Benefits & Health Insurance 101

Make sure your healthcare claims are accepted and covered according to your plan | HealthDiscovery.org
If you need a major medical procedure, comparison shopping can help you save money | HealthDiscovery.org
As with any major purchase, comparison shopping can help you find and choose the most cost-effective option, even with health care.
Use free COVID-19 tests if you develop symptoms and help prevent spreading the virus | HealthDiscovery.org
If you participate in a health plan, your free COVID-19 tests will be paid for directly by insurance, or you will be reimbursed later for the cost.
Look Inward to Better Understand Thoughts, Feelings and the 6 Dimensions of Emotional Well-Being | HealthDiscovery.org
Take a journey to explore yourself: Self-Awareness, self-acceptance, self-care and more are all essential dimensions of emotional well-being. Consider how and why certain situations prompt feelings to develop greater resilience.
Moving to an HDHP can mean saving on healthcare if you use it right | HealthDiscovery.org
People are increasingly moving to an HDHP, or high-deductible health plan, with a health savings account (HSA) as a better way to maximize their healthcare dollars.
Spend less scratch on your scripts. Here are ways to pay less for prescriptions | HealthDiscovery.org
Even with insurance, medication can be expensive. Without insurance, many are at risk of foregoing important medicine all together. Don’t skip doses; Find ways to pay less for prescriptions instead.
Generic medication doesn’t mean inferior effectiveness or safety, but it does mean increased savings | HealthDiscovery.org
Just as effective as brand-name medications and often significantly cheaper, generic medication could be an overlooked strategy to reduce healthcare costs.
Better use your plan by learning how deductibles, coinsurance and insurance cost sharing works. | HealthDiscovery.org
Health insurance is undeniably complicated. This guide to insurance cost sharing will help you understand how much your insurance company pays for care and how much you pay.
5 Options if You’ve Lost Health Insurance Coverage | HealthDiscovery.org
Is Telemedicine Right for You? Visit a Doctor on Your Smartphone, Tablet or Computer | HealthDiscovery.org
Another take on social distancing…with telemedicine you can use a smartphone, tablet or computer to visit a healthcare provider across town or from across the state.
Do you ignore open enrollment meetings? Do you skip reading the details in the benefit summaries? Do you go to the ER because it’s closer than Urgent Care? If so, you are leaving money on the table!
INFOGRAPHIC: Heart Attack & Sudden Cardiac Arrest
A heart attack and cardiac arrest are NOT the same thing. Learn the difference and understand the cause, risks, and symptoms associated with each event.
A Millennial’s harrowing medical crisis made him a true believer in health insurance.

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